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Germany consistently ranks as the top country offering free education at public universities for both EU and non-EU students. Norway and Austria also offer tuition-free academic opportunities for international students, including Indians, enabling significant savings on study abroad costs.

For some of the best countries to study abroad, a budget of INR 20 lakhs can cover university tuition and living costs for one year, especially in countries like Canada, Germany (with free tuition), and certain UK and European programs. Proper scholarship planning and part-time work can further reduce overall expenses.

India's top study abroad destinations for 100% scholarships include Germany (DAAD), the USA (Fulbright), Australia (Australia Awards), and the UK (Chevening, Commonwealth). These major programs cover tuition fees, living expenses, and sometimes travel costs, offering comprehensive support for qualified Indian students.

Canada, Australia, Germany, the UK, and the USA remain top choices due to their world-ranked universities, post-study work options, and favourable visa policies for Indian students. Canada stands out for its pathway to permanent residency and supportive student life, making it a leading destination in 2025.